Chase trifecta reddit?

If I had the CSR, I'd be less annoyed with the chance as dining is 5x points with that card. Gas (husband drives +/-2 h. The freedom flex and preferred are literally all you need. Keep the Double Cash and sock drawer it. Switch back to Chase Trifecta from Amex Trifecta. May 15, 2024 · While all have stand-alone value, combining three complementary Chase credit cards can unlock a ton of value across spending categories: the Chase Sapphire Reserve®, the Ink Business Preferred® Credit Card and Chase Freedom Unlimited®. Back in 2019 I got a Sapphire reserve. Chase cards all overlap on dining and travel. If you want to try both then you can skip the CFU because Double Cash is a better catch all card. Is there any reason to go for the Trifecta over the Capital One duo? To me it seems like the Venture X wins out over the CSR pure value wise. On Reddit, people shared supposed past-life memories. Other Details: The Chase trifecta with a Sapphire Preferred instead of Sapphire Reserve could work too, but the grocery category on the CSP requires jumping through some hoops to use. CFU is legit if it's paired right. My question is I transfer my chase points to United miles, can I then use the card to pay for a tiny fraction of the flight cost and get all the benefits? A lot of people recommend also adding the Chase Freedom Flex as well to create the Trifecta. I like just sticking with the one system and I also have the US Bank Altitude Reserve which covers a lot of my spend at 4 Template for Card Recommendation Requests: Please use the following template so that everyone can make appropriate recommendations: Current cards: (list cards, limits, opening date) e Amex BCP $8,000 limit, May 2019g. Current cards: Capital One Quicksilver One $3,000 (Bucketed) (July 2016), Chase Sapphire Reserve $11,500 (May 2022) FICO Score: 765. For insight I have a credit score of 743 and credit usage of 43%. Credit Score of (FICO) 750 with 1 year of history and no missed payments. 75% back if using freedom unlimited paired with the sapphire preferred. Schwab is better for checking bc you'll get interest on your checking account & a debit card with no FTF/FXF & all ATM fees reimbursed worldwide. Used it for ~2 years before PC to a OG CF card. The easiest is to book United flights in the portal and redeem at 1cpp. Even the 1. You're going to want to focus on Chase first until you hit 5/24. I wouldn't look at the extra savings rate as a big reason to do this because you can smash BoAs rate elsewhere even with the bonus. The CFF is one of the best cash back cards on the market, but it has spending limits and some people don't like rotating categories. Amex: Platinum (travel perks -- not a great earner), Gold (workhorse), Blue Business Plus (catchall) Capital One: Venture X (travel, catchall), Savor One (workhorse). The Chase Trifecta is a strategic combination of three Chase credit cards that can boost your rewards-earning potential and offer higher redemption value. The freedom flex and preferred are literally all you need. Mar 17, 2024 · The Chase Trifecta is a strategic combination of three Chase credit cards that can boost your rewards-earning potential and offer higher redemption value. 50 per month (330/yr) you'd get in rent alone Your credit profile is too thin for chase. Ymmv. I did that with my chase cards. 5% and the CFF for the 5% rotating categories. They don't have permanent multipliers for gas and groceries, so for 9 months out of the year you only get 1. Nor do most of the benefits that come with the AF cards. With millions of users and a vast variety of communities, Reddit has emerged as o. But you can get two cards on consecutive days if you want. Mar 8, 2023 · The CFF is one of the best cash back cards on the market, but it has spending limits and some people don't like rotating categories. This past year after a slow planned journey I finally finished and used my chase trifecta and netted about $5-$6k worth of rewards for travel We would like to show you a description here but the site won't allow us. Rate my trifecta :) any pro tips and other potential Chase card I should consider? Thank you Marriott card to complement Chase Trifecta? I currently have the Chase Trifecta (CSR/CIC/CFU) and it has served me well over the years. Curious how to create an ideal credit card combination that offers all the bonus categories and perks you need to maximize your award travel strategy? This guide has you covered. So I have the chase trifecta (CSP, CFU, CFF) and Amex Gold. 5% and the CFF for the 5% rotating categories. But now I'm thinking about going back to Chase. A subreddit for discussing credit cards. NFCU cash rewards -$9k april 2019. I previously opened up a Chase Freedom Unlimited in 2019 and Chase abruptly closed my account with no reason and no notes on my account. 5% compared to the bonus categories because I use the CF for everyday purchases). Chase trifecta (w/ CSP, CFF & CFU) would work great for combining points and maximizing for travel. Just got the Chase Trifecta! Just a small celebration post. We would like to show you a description here but the site won't allow us. Mar 17, 2024 · The Chase Trifecta is a strategic combination of three Chase credit cards that can boost your rewards-earning potential and offer higher redemption value. We would like to show you a description here but the site won’t allow us. Think cheap subscriptions or convenience store purchases. Be sure to read sub rules before posting, use the resources linked in the sidebar / about section of the sub, and use search to see if your question has already been answered. Currently have a Chase Trifecta (CSR, CFU, CF). Trifecta is for consolidating spend and points into a single ecosystem for flexible redemption options. Curious how to create an ideal credit card combination that offers all the bonus categories and perks you need to maximize your award travel strategy? This guide has you covered. The way I see it, I have… I'm looking to eventually get the CSP in order to use the Chase Portal for redeeming those points for travel eventually but don't know if it would be a mistake to get the Freedom Unlimited first. Reddit is launching a new NFT-based avatar marketplace today that allows you to purchase blockchain-bas. Chase trifecta (w/ CSP, CFF & CFU) would work great for combining points and maximizing for travel. The Chase trifecta is about making sure you never earn fewer than 1. Reddit has joined a long list of companies that are experimenting with NFTs. The SUB on the Chase Sapphire Preferred is super easy for most people to get and use the points so I would still consider that just for that but in terms of an everyday setup, for most people the Chase Trifecta ain't it. What I like about Chase aside from 5/24 rule is the points have a high floor (1CPP) and ceiling (Hyatt). Be sure to read sub rules before posting, use the resources… Yes, you can downgrade CSR to any freedom cards (even the OG Freedom, keyword "Freedom with ultimate rewards" will work). Since I'm in the middle of moving, I considered this the perfect time for applying for the card to put my expenses there. Nov 15, 2022 · Switch back to Chase Trifecta from Amex Trifecta. For 6/24 try to get the amazon card. May 15, 2024 · While all have stand-alone value, combining three complementary Chase credit cards can unlock a ton of value across spending categories: the Chase Sapphire Reserve®, the Ink Business Preferred® Credit Card and Chase Freedom Unlimited®. However, I think the trifecta is a good travel card system because of Chase's redemption options, transfer partners, and generous sign-up bonuses. -Earn 3% on drugstore purchases5% on all other purchases. Apr 8, 2022 · The point of the trifecta is to maximize points for travel redemption in one system instead of diluting your rewards across multiple systems or programs. Be sure to read sub rules before posting, use the resources linked in the sidebar / about section of the sub, and use search to see if your question has already been answered. I'm 20yrs old if that really matters. Currently have a Chase Trifecta (CSR, CFU, CF). How long should I wait to get the next if I aim to get the trifecta? Sapphire, flex, and unlimited. Current cards: (list cards, limits, opening date) Wells Fargo Platinum (Opened 3/2011), $2200 limit Chase Freedom (OG Visa) $4,400, October 2019 Chase Amazon Prime Visa $4,600 limit, June 2021 Chase Freedom Unlimited $5,300, July 2021 FICO Score: 784 Oldest account age: 4 years, 11 months Chase 5/24 status: 0/24 Income: $57,600 (will be increasing to ~$150,000 in about 3. General timeframe between Chase personal apps: 1 months at least, 2 months for better odds, and 3+ months for optimal odds. This slogan aims to reflect the bank’s focus on customer services. That completes my Chase trifecta, after getting my first real Chase card this year (I got the Chase branded Amazon card late 2018). Chase Quick Pay is a banking tool you use to send money to almost anyone in the United States who has a bank account. The best strategy is not necessarily going to be either Amex or Chase - sometimes a mix is best - and it's not always going to be a full trifecta. I know as of late this SUB has fallen in love with going Cap1 first but personally I haven't had any issues getting their cards late in my CC journey Currently looking for my next set of cards. qhht practitioner near me Citi trifecta for cash back, chase for travel rewards. Chase Sapphire Preferred 100k points (Full trifecta in ~6 months, recent mortgage, low-ish score). Current Amex Cards: Platinum vanilla Green (gonna cancel anyway) We would like to show you a description here but the site won’t allow us. CFU is legit if it's paired right. -1 Chase Sapphire Reserve - Just got this one a few days ago. Current Amex Cards: Platinum vanilla Green (gonna cancel anyway) We would like to show you a description here but the site won’t allow us. is “So you can,” which comes from its 2013 commercial campaign. 5x on restaurants and 1. Accordingly, the recommended wait time between each Chase application is 2-3 months. Chase Trifecta Clarification and Credit Cards After Marriage • Current cards: Discover It Cashback $12,000 limit, January 2023. Current cards: Credit Union Visa Card, $3,000 limit, May 2016. 75%" dining/drugs, is less than a boring non-interacting set of 2% catch-all + 3% travel + 4% restaurant CB (and who cares about drugs … The Chase Trifecta is a strategic combination of three Chase credit cards that can boost your rewards-earning potential and offer higher redemption value. Thinking about Chase Trifecta, Would love yall opinions please * Current credit cards you are the primary account holder of: (list cards, limits, opening date): WF Active Cash, $2500 Limit, 02/2020 Chase Freedom Flex, $1000 Limit, 01/2022 Citi Costco Visa, $4200 Limit, 04/21 Citi Custom Cash, $3300 Limit, 08/22 Bank Of America. CREDIT PROFILE. People who tread this path successfully do so by earning higher rewards on category-based spending and on purchases that don’t make it to any bonus category. The Gold is the high earner and the Platinum is more of a membership /perks card. Chase trifecta is mostly only worth it if you earn and transfer a lot of their points, since the Sapphire Preferred does have a $95 AF. best margarita flights near me Mar 8, 2023 · The CFF is one of the best cash back cards on the market, but it has spending limits and some people don't like rotating categories. Some folks go with Chase trifecta for the sole purpose of being able to transfer to Hyatt. If I had the CSR, I'd be less annoyed with the chance as dining is 5x points with that card. I would go for the chase freedom flex first. FICO Score: 709 Oldest account age: 13 yrs 2 months Chase 5/24 status: 3/24 Income: 120,000 Average monthly spend and categories: dining $1200 groceries: $1200 gas: $1200 travel: $0 other: $2500 Open to Business Cards: Yes What's the purpose of your next card? I was going to try for the chase trifecta but wondering if I should do the amex trifecta. Aug 31, 2020 · We'll see what Chase does with the CSP in particular because this card gets affected the most by this change. I'll go over all of the Chase credit cards that make up this. One way to do it is get the CSP 100k point offer and hold it like a year -> Product change to the Chase Freedom -> In 2 years get a Sapphire card again and get whatever SUB they have. I am concerned that my last chase card has a small limit compared to the sapphire. With our guide, learn about the trifecta, its benefits and more. If your goal is purely cash back, which it seems to be from your existing cards, then no need for trifecta. If you spend a lot at Amazon and want UR, use the CFF (rotating categories) or CIC (office stores) to buy Amazon gift cards that you can use for the whole year Get the CFU. Mar 21, 2024 · The Chase trifecta refers to getting three Chase credit cards with the aim of maximizing your reward-earning potential. Advertising on Reddit can be a great way to reach a large, engaged audience. Then a 3x dining card from chase is now 4 View community ranking In the Top 1% of largest communities on Reddit Amex Gold for Japan travel. People who tread this path successfully do so by earning higher rewards on category-based spending and on purchases that don’t make it to any bonus category. va unemployability pay chart I do have a few additional thoughts: Minimum redemption. Since points don't expire, is anything stopping me from saving up all the points I earn from the two cards and redeem them at 50% more redemption value sometime in the future by applying for the Sapphire Reserve then? Get the Reddit app Scan this QR code to download the app now. Review our step-by-step guide to see how to build your own Chase Trifecta. We would like to show you a description here but the site won't allow us. 5% catch all and to complete Chase Trifecta CFF - Rotating Categories to cover gas or groceries for that specific quarter and to complete Trifecta Citi Custom Cash - For the 5% on Gas BILT Master Card - Renting currently and will likely be renting for at least 2 more years Any thoughts on what direction to go first? Yes it would of course, but the Amex trifecta has more hotel options to transfer points to + more benefits in the entire Amex ecosystem. Any reason to go for the Chase cards? Switch back to Chase Trifecta from Amex Trifecta Back in 2019 I got a Sapphire reserve. Let's take a look at the card offers involved in these trifectas. Given I have the DC, I think the CFU is the one I'd hold off on. I mean, you get a guaranteed 3 percent back on every single purchase— I was looking into getting the Chase trifecta (Sapphire Preferred, Unlimited, Flex), but I want to apply for these cards in the right way. Get the Reddit app Scan this QR code to download the app now. Chase trifecta (w/ CSP, CFF & CFU) would work great for combining points and maximizing for travel. Advertising on Reddit can be a great way to reach a large, engaged audience. Apr 8, 2022 · The point of the trifecta is to maximize points for travel redemption in one system instead of diluting your rewards across multiple systems or programs. What is the optimal timeline for this? It looks like both the freedom flex and freedom unlimited have the first year bonus 5% on gas and groceries, so I would think get one of them soon, and then wait 1 year to get. In terms of benefits, Chase would need to approach this very strategically. But now I'm thinking about going back to Chase.