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Ford service credit card approval odds?
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Ford service credit card approval odds?
Luckily, there are some ways to improve your chances of credit card approval considerably. We evaluated this card for various cardholder needs and picked the rating for the need with the highest score, which is "Finance New Purchases. Here are the steps to apply for a credit card…. Credit cards used to just offer flexibility when you needed to pay for something before payday but now they can be used as a reward card offering cash back or air miles every time. Applicants will need to be 18+ years. Income requirement: Enough to afford monthly payments (wages, investments, etc. You'll also be asked to answer a few questions about your preferred vehicle and financing options (i financing type: purchase or lease, and application type: individual or … • 7 yr If you just bought a house you need a Focus RS as much as you need a third leg. The best unsecured credit card with instant approval is the Credit One Bank® Platinum Visa® for Rebuilding Credit because it accepts people with bad who pre-qualify. Applicants will also need to be 18+ years old, and have a U mailing address and an SSN or ITIN. Your payment history accounts for 35 percent of your overall credit score, and it’s among the factors issuers weigh heavily when deciding whether to approve you for. Info about the Cabela's Credit Card has been collected by WalletHub to help consumers better compare cards. We’re used to checking out at our local craft store, home improvement store, or coffee shop and being told that we have been. Mike Pearson, credit. Nov 4, 2022 · Good credit or better (a credit score of 700+) Enough income to pay credit card bills. Keep in mind that the Target Credit Card requires Fair credit, which means you need a 640 + credit score for high approval odds. And there is a $50 minimum redemption. @lisacahill • 02/19/24. If you own a small business, accepting credit cards is critical to your success. Aug 18, 2020 · Step 2: Pay down your existing credit balances. Answer SHARE 0 0 Ask New Question. While the maximum APR is a bit higher than the average APR for a retail card, the low-end APR is very good for a retail card. Approval odds for the Capital One Venture card will also be influenced by your annual income and existing debts. He got the financial whistles & bells because the loan Dumb mother! The credit cards you qualify for depend on your credit score, your credit history, and your income. Bro credit match was legit 😂 thank you again! You can calculate your credit utilization by dividing how much you currently owe by your credit limit. This is a great option for people looking for a low-maintenance card. Chip Lupo, Credit Card Writer Your Home Depot Credit Card approval odds are good if you have a credit score of 640+, which is considered fair credit. Approval odds for the Plum Card will also be influenced by your annual income and existing debts. Aug 21, 2023 · Credit limit up to $10,000. Chase credit card approval odds are best for people with a good or excellent credit score of 700+, an annual income of $50,000+, and relatively little debt. Nov 28, 2022 · The AvantCard Credit Card offers a chance to build credit without a security deposit. Credit Score Requirements for Good Barclays Credit Card Approval Odds Your Delta Gold Card approval odds are good if you have a credit score of 700+, which is considered good credit. Read our review of the KeyBank Key2More Rewards credit card to see why the card's rewards rate isn't as high as it seems. They will only do a hard pull if you accept if they approve you. FICO credit scores, which range from 300 to 850, are used by 90% of lenders. Jul 10, 2024 · Chip Lupo, Credit Card Writer Bank of America credit card approval odds are best for people with a good or excellent credit score of 700+, an annual income of $50,000+, and relatively little debt. If you're in the market for a new credit card, nothing feels more gratifying than seeing the instant approval confirmation screen at the. Approval odds for the Delta Gold Card will also be influenced by your annual income and existing debts. Scoring models vary, but for example VantageScore ® uses the following ranges: Excellent: 750 to 850 Fair: 650 to 699 Very Poor: 300 to 549. Chase credit card approval odds are best for people with a good or excellent credit score of 700+, an annual income of $50,000+, and relatively little debt. Can anyone give me a general idea of what my approval odds are for a US Bank credit card? Are they inquiry/account sensitive and if so would that affect me with the below stats? Also, my main purpose of acquiring one is for the intro 0 apr on purchases. We evaluated this card for various cardholder needs and picked the rating for the need with the highest score, which is "Finance New Purchases. In addition to 24/7 customer service, Chase offers a highly-rated mobile app. Mike Pearson, credit. Applicants will need to be 18+ years old. Using a credit card approval odds calculator offers a. Take Action (If Needed) Once you have copies of your three credit reports, you can use the information to your advantage. Check your credit scores. Credit cards can take several days, loans can range from days to weeks, and mortgages can take weeks to a month. Unlike the best store credit cards, which offer up to 5% back in rewards, the Big Lots credit card offers no ongoing rewards program at all. Your Discover it® Secured Credit Card approval odds are good, even with bad credit. And exactly what to do if you're not approved right away. If you had a prime FICO score of 660 to 719, your odds of approval were roughly 60%. Chip Lupo, Credit Card Writer Your Bank of America Customized Cash Rewards credit card approval odds are good if you have a credit score of 750+, which is considered excellent credit. Approval odds for the Sears Credit Card will also be influenced by your annual income and existing debts. You can determine your odds of approval through the card's pre-qualification process. Your Aspire Card approval odds are pretty good as long as you aren't carrying too much debt and you don't have major red flags such as an ongoing bankruptcy on your credit report. Instant approval for $14,000! They hit my Experian (720) but - 6132653. Answer SHARE 26 23 Ask New Question. Review your credit report. When you apply for a credit card, the card issuer usually conducts what's known as a hard inquiry or "hard pull" on your credit report to determine your creditworthiness. 7 percent as it relates to general purpose credit cards; people with scores higher than 720 stand an 85. Accepted at gas stations nationwide**. Jun 19, 2024 · The Nissan Visa Credit Card earns elevated rewards on Nissan-related purchases, as well as some everyday spending. You can use some of these cards as soon as you're approved, and you won't have to wait to learn if you've been approved or denied. Applicants will need to be 18+ years. Applicants will need to be 18+ years old with a U mailing address and an SSN or ITIN, as well. Applicants will need to be 18+ years old with a U mailing address and a Social Security. Pay your on bills on time. And as the old saying goes, banks only want to loan money to people who don't need it. For the most current information about a financial product, yo. The Quicksilver Cash Rewards from Capital One is a solid credit card with a 1. Approval odds for the Chase Freedom Unlimited card will also be influenced by your annual income and existing debts. There are options if you are denied like seeing if you're pre approved for the regular Discover IT or just getting their secured card. com 's CardMatch tool. Your Apple Card approval odds are good if you have a credit score of 700+, which is considered good credit. Applicants will need to be 18+ years old with a U mailing address and an SSN or ITIN, as well. If you had a prime FICO score of 660 to 719, your odds of approval were roughly 60%. When your credit score falls into one of the higher ranges, your odds may be higher for being approved for a credit card. Approval odds for the Capital One Quicksilver card will also be influenced by your annual income and existing debts. 1. Provide more info to see if any others have been approved with a similar status to yours Award • 2 yr ago. Applicants will also need to be 18+ years old with a U mailing address and an SSN to get a Barclays credit card. What You Need for Good Amazon Store Card Approval Odds Enough income to pay credit card bills. WalletHub is the only website where credit scores and reports update daily Your Costco Credit Card approval odds are good if you're a Costco member and have a credit score of 750+. Amex is one of the easier issuers to get approved with, so I wouldn't worry too much if your score is 700+. To get a better sense of your approval odds before applying for the Bilt Credit Card, you can check to see if you're pre-qualified for any offers on the issuer's website. Jun 3, 2024 · Another highly ranked instant approval card for bad credit is the Indigo® Unsecured Mastercard®. bayou breeze rattan furniture Here are the application restrictions, and why I applied. It gives you the benefits of a credit card , but you don't have to pay an annual fee for the privilege. Credit One Visa has an annual fee ($75 intro 1st yr, $99 after), though. Applicants will also need to be 18+ years old with a U mailing address and an SSN to get a TD Bank credit card. Approval odds for the SoFi Credit Card will also be influenced by your annual income and existing debts. Approval odds for the Citi Secured card will also be influenced by your annual income and existing debts. Like all secured cards, the credit line is "secured" by a cash deposit made to a savings. There are a many ways to check your credit score for free and you can access your full credit report from each of the three major credit reporting agencies for free at least once a year One way to evaluate your odds of being approved is by checking your credit scores in advance. Applying for the Ford Service Card is very easy, and the approval process is completed within a matter of minutes. Fully loaded benefits. The Citi Double Cash Card has a $0 annual fee and gives a total of 2% cash back in rewards on all purchases. Their recommendations are based on general demographics and not your actual profile and they have financial incentives to encourage you to click through. Fully loaded benefits. By clicking "TRY IT", I agree to receive newsletters and promotions from Money and its partners. sileby deaths Low housing costs relative to incomeS Age of 18+. Your JCPenney Credit Card odds of approval will also be influenced by your annual income and existing debts. Applicants will need to be 18+ years old with a U mailing address and an SSN or ITIN, as well. This is a great option for people looking for a low-maintenance card. Your JCPenney Credit Card approval odds are good if you have a credit score of 640, at a minimum (fair credit). See if you’re pre-approved. Apple Card is the credit card designed by Apple and backed by Goldman Sachs. Citibank credit card approval odds are best for people with a good or excellent credit score of 700+, an annual income of $50,000+, and relatively little debt. In addition, every applicant will need to be 18+ years old with a U mailing address and an SSN or ITIN. There aren't many no-annual-fee credit cards that offer multiple great bonus categories like 5% back on travel purchased through Chase, 3% back on dining and drugstore purchases, and 1. If you had a prime FICO score of 660 to 719, your odds of approval were roughly 60%. If you own a small business, accepting credit cards is critical to your success. Petal 1: 750 CL July 2021. Approval odds for the Amex Gold card will also be influenced by your annual income and existing debts. Keep in mind that the issuer will also consider your credit history, income, and existing debt obligations when making a decision. According to the findings, applicants with a superprime FICO score above 720 were approved about 80% of the time. In addition, every applicant will need to be 18+ years old. Choose where to apply. And as the old saying goes, banks only want to loan money to people who don't need it. Was given $4000 and $3000 line respectively CREDIT LIMIT : $4000. puppies for sale california craigslist Here is a list of our partners and here's how we make money. Keep in mind that many of these are guidelines rather than. Online Account Management. The best unsecured credit card with instant approval is the Credit One Bank® Platinum Visa® for Rebuilding Credit because it accepts people with bad who pre-qualify. If you have more queries regarding the Ford Service Credit Card, read our how to apply guide or visit us in person at Parkway Ford, your trusted Ford dealership in Winston-Salem, 9% APR for 72 months on 2023 F-150s (excluding Raptor and Lightning models) is dependant on credit approval and may or may not be compatible with other offers. WalletHub experts track 1,50. Marriott's co-branded credit cards are a great way to boost your rewards game. Some credit card issuers offer pre-approval tools on their websites that potential applicants can use to gauge. Aug 24, 2020 · 3. It has a $0 annual fee, good rewards, and even some financing promotions that could save you money. PenFed credit card approval odds are best for people with a good or excellent credit score of 700+, an annual income of $50,000+, and relatively little debt. More specifically, the card has a $75 - $125 annual fee, a monthly fee ($0 1st yr, $1290% (Fixed) regular APR. 10% Back in Points1 on Ford Service ‐ That's 5% Back in Points on Ford Dealership Purchases plus 5% Back in Points with FordPass Rewards. Approval odds for the Citi Double Cash Card will also be influenced by your annual income and existing debts. Check to see if you're prequalified. Shop Credit Cards Balance Transfer Cards Reward Cards Travel Cards Cash Back Cards 0% APR Cards Business Cards Cards for Bad Credit Cards for Fair Credit Secured Cards Credit Card Articles Credit Card Calculators Credit Card Insights Search Credit Cards Chip Lupo, Credit Card Writer Your Old Navy Credit Card approval odds are good if you have a credit score of 700+, which is considered good credit. Your Citi Double Cash Card approval odds are good if you have a credit score of 640+, which is considered fair credit. Chip Lupo, Credit Card Writer Your Chase Sapphire Reserve approval odds are good if you have a credit score of 750+, which is considered excellent credit. Our guide provides key insights for successful card applications. Ford 0% for 72 Months - Odds I Qualify? Hey everyone. Approval odds for the Walmart Credit Card will also be influenced by your annual income and existing debts. This article brings to your knowledge the best credit cards currently available for a frequent. Each applicant will also need to be 18+ years old with a U mailing address and an SSN or ITIN. Great perks. If you use the card to pay your phone bill, Chase will cover theft and damage to your phone, as well as employee phones listed on your phone bill, up to three times per year (with a $100 deductible).
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Applicants will need to be 18+ years old with a U mailing address and an SSN or ITIN, as well. A secured credit card is just like a regular credit card, but it requires a cash security deposit, which acts as collateral for the credit limit. A Ford Service credit card does exactly what the name suggests - it lets you pay for services for your Ford vehicle using a special credit card designed just for this purpose alone *1. p • 01/06/23 This answer was first published on 06/11/18 and it was last updated on 01/06/23 This question is about the Citi Custom Cash℠ Card @lisacahill • 11/16/21 This answer was first published on 11/16/21. Goal Score: ACHIEVED - 800 Across the Board. Prepare for a knock to your credit. Some credit card issuers offer pre-approval tools on their websites that potential applicants can use to gauge. Aug 24, 2020 · 3. In addition, every applicant will need to be 18+ years old with. The CareCredit cards offer longer loan terms for lower interest rates, but depending on your credit history and financial situation, you may qualify for even better rates with a. Applicants will also need to be 18+ years old with a U mailing address and an SSN or ITIN to get a American Express credit. The best unsecured credit card with instant approval is the Credit One Bank® Platinum Visa® for Rebuilding Credit because it accepts people with bad who pre-qualify. PenFed credit card approval odds are best for people with a good or excellent credit score of 700+, an annual income of $50,000+, and relatively little debt. And exactly what to do if you're not approved right away. Approval odds for the Citi Secured card will also be influenced by your annual income and existing debts. carpet underlay toolstation By clicking "TRY IT", I agree to receive newsletters and promotions from Money and its partners. Scroll over the Approval Odds tab, and you’ll see a pop-up message that explains how Credit Karma determines your. We'll show you where to go and how they work! We may be compensated when you click on prod. Chip Lupo, Credit Card Writer TD Bank credit card approval odds are best for people with a good or excellent credit score of 700+, an annual income of $50,000+, and relatively little debt. 3 The Best Buy Store Credit Card is a good credit card for people with fair credit or better who regularly make purchases from Best Buy. Store credit cards usual. If you meet all the requirements, your approval. Check the Bank of America preapproval tool. You can check your approval odds for a credit card by using a pre-approval tool, or by signing up for a free WalletHub account. You already know that a credit card issuer will review one of your. 6. Opening up a new credit card account is essentially the same as asking for a loan. This doesn't mean you can get approved if you have a lower score, but it isn't as likely. Understand the terms on your credit card application. Here's how it works: Online Pre-Approval. Chip Lupo, Credit Card Writer. 10% Back in Points1 on Ford Service ‐ That's 5% Back in Points on Ford Dealership Purchases plus 5% Back in Points with FordPass Rewards. … 1. Also a history of on-time payments with the loans. Here are some of the easiest cards to be approved for, whether you're a beginner or trying to rebuild your credit. Applicants can get approved with a bad credit score of 639 or below. securecrt send break cisco Credit cards used to just offer flexibility when you needed to pay for something before payday but now they can be used as a reward card offering cash back or air miles every time. Keep in mind that many of these are guidelines rather than. Feb 19, 2024 · Lisa Cahill, Credit Cards Moderator. Jul 10, 2024 · Chip Lupo, Credit Card Writer Your Citi Simplicity Card approval odds are good if you have a credit score of 700+, which is considered good credit. Interest rates from Ford Credit on seven-year loans are relatively high at around 5. You can determine your odds of approval through the card's pre-qualification process. The Pep Boys credit card: Cardholders can choose from two financing options. It's finally going to be here soon and luckily within the window Ford is offering 0% for 72 Months. Can anyone give me a general idea of what my approval odds are for a US Bank credit card? Are they inquiry/account sensitive and if so would that affect me with the below stats? Also, my main purpose of acquiring one is for the intro 0 apr on purchases. Answer SHARE 0 0 Ask New Question. By clicking "TRY IT", I agree to receive newsletters and promotions from Money and its partners. Oct 1, 2018 · Cons: Whenever you apply for new credit, you run the risk of being denied. The United Explorer card is issued by Chase, which has a good customer service reputationD. May 28, 2024 · Favorable approval odds and low-end APR. Applicants will also need to be 18+ years old with a U mailing address and an SSN or ITIN to get a PenFed credit card. You can determine your odds of approval through the card's pre-qualification process. To receive a Lowe’s credit card, applicants must have an up-to-date and clean credit record with few or no recent negative marks on their report, according to Finance Globe There is no central number for Ford Motor Credit. Having a higher income can also improve your chances of being approved for the card. The Verizon Visa Card offers Verizon customers impressive rewards value and service discounts - but it's only worth applying if you plan to stick with the carrier for the long haul 4% back in Verizon Dollars on grocery store and gas purchases. Fully loaded benefits. Improve your credit score. I would like to be able to redeem rewards for travel not just in miles or portal usage. Your JCPenney Credit Card approval odds are good if you have a credit score of 640, at a minimum (fair credit). disboard.irg The financial institution did not provide the details. Being pre-approved means you’ve already met a lot of Discover’s requirements based on a harmless soft check of your credit. Chip Lupo, Credit Card Writer Your Walmart Credit Card approval odds are good if you have a credit score of 640+, which is considered fair credit. Its retail insurance brands include Ford Insure and Lincoln Motor Company Insure. Whether you’re starting your own small business or you’re already running one, its continued financial health is one of the most important things to keep in mind Credit cards offer various incentives to their customers in a bid to keep them loyal. Approval odds for the Bank of America Customized Cash Rewards credit card will also be influenced by your annual income and existing debts. The credit card also guarantees unique financing plans that help customers purchase whatever they want from B&H and pay for it more comfortably and conveniently. Approval odds for the Citi Double Cash Card will also be influenced by your annual income and existing debts. ) Citizenship: Must be a U citizen with a valid Social Security Number. The card provides fast prequalification, mobile-friendly access, and fraud protection if your card is lost or stolen Your NetCredit approval odds are good if you have a low debt-to-income ratio and meet NetCredit's requirements to get a loan. Your Capital One Spark Classic card approval odds are good if you have a credit score of 640+, which is considered fair credit. Choose where to apply.
You can determine your odds of approval through the card's pre-qualification process. Truck after tax title tag etc Trade in Value: 37,000 - 20,000 payoff = 17,000. Chip Lupo, Credit Card Writer Your Citi Secured card approval odds are good if you have a credit score of 640+, which is considered fair credit. Low debt relative to income. Cardholders can also earn 2 - 5% cash back on purchases. The Kohl's Credit Card approval requirements include a credit score of 640 or higher. for sale by owner salmon idaho The Overstock Store Credit Card is a good option for those people who frequently shop at Overstock. Bank representatives could not. This is especially true when it comes to managing your financial responsibilities, such as paying your cred. To get a credit card for the first time, you must be at least 18 years old and have enough income to afford monthly credit card payments, in addition to your other expenses. tampa mugshots Might want to wait for that CFU to hit 6 months to make you 1/6 at least. The higher your score, the better your odds of approval and receiving attractive terms. Jul 10, 2024 · Chip Lupo, Credit Card Writer. WalletHub, Financial Company. driving test practice These two numbers make up your credit utilization ratio, which can be calculated by dividing your total credit card balances by your total available credit. A great way to save money is to get a better card, one with lower fees. In addition, every applicant will need to be 18+ years old. Is your FICO score between 650 and 699? These credit cards have the best terms -- and approval odds -- for your credit range US Bank offers a wide range of business credit cards. Applicants will also need to be 18+ years old with a U mailing address and an SSN to get a Barclays credit card. Ford Credit is a subsidiary of Ford established in.
Jul 10, 2024 · Chip Lupo, Credit Card Writer Your SoFi Credit Card approval odds are good if you have a credit score of 700+, which is considered good credit. While it may be obvious, your credit score is still the single most important factor that will determine if your application is approved. 7 percent as it relates to general purpose credit cards; people with scores higher than 720 stand an 85. Although some focus on the nuances of credit scoring formulas, the easiest way to achieve an excellent credit score is to always pay your bills on time and carry very little. The Valero New Card is designed to offer customers more benefits and. Here’s how the card’s financing offers break down, through March 31, 2022: 6 month financing on orders over $199. Bro credit match was legit 😂 thank you again! Oct 30, 2023 · Approving Bank: Ford Motor Credit Company Bureau Pulled: Experian Credit Score: 592 Soft/Hard Pull: Hard State of Residence: Tennessee New/Used: New Year of Vehicle: 2024 Make: Ford Model: Mustang Ecoboost Mileage: 11 Finance/Lease: Finance Purchase Price: $38,890. I was just now approved for the Premier. Being pre-approved means you’ve already met a lot of Discover’s requirements based on a harmless soft check of your credit. Approval odds for the Walmart Credit Card will also be influenced by your annual income and existing debts. If you had a prime FICO score of 660 to 719, your odds of approval were roughly 60%. 6 months promotional financing on purchases of $199 or more*. Capital One is a well-known financial services company that offers credit cards, banking and loans. Credit Score Requirements for Good Chase Credit Card Approval Odds 1. I'm not sure about approval odds but I don't think it hurts to apply and see what happens. 99 percent, but that interest rate is reserved for cardholders with the best credit scores. Consider whether any of these might be a better pick for you. streat meat asia What is Bankrate’s Approval Odds feature? To get you started, each credit card featured on Bankrate carries a recommended credit range so that you can roughly estimate your approval … Started the thread in applications about this card, pulled the trigger today. Your Aspire Card approval odds are pretty good as long as you aren't carrying too much debt and you don't have major red flags such as an ongoing bankruptcy on your credit report. Call Wells Fargo customer service at (800) 642-4720 and request a PIN, if you don't already have one. The higher your score, the better your odds of approval and receiving attractive terms. Dec 22, 2023 · 6. Low debt relative to income. Credit Score Requirements for Good Chase Credit Card Approval Odds My guesstimate is you may not have improved your odds at approval after obtaining new inquiries and a new account on 12/21/20. Whether or not we're approved for that loan is determined by our credit score -- except, in one case. Scoring models vary, but for example VantageScore ® uses the following ranges: Excellent: 750 to 850 Fair: 650 to 699 Very Poor: 300 to 549. It's old-fashioned and extremely effective. Bank account requirement: Must have a checking. Aug 18, 2020 · Step 2: Pay down your existing credit balances. Applicants will need to be 18+ years old with a U mailing address and an SSN as well. Applicants will also need to be 18+ years old with a U mailing address and an SSN to get a PNC Bank credit card. Credit Cards Shop Credit Cards Balance Transfer Cards Reward Cards Travel Cards Cash Back Cards 0% APR Cards Business Cards Cards for Bad Credit Cards for Fair Credit Secured Cards Credit Card Articles Credit Card Calculators. Social Security Number. Here’s how the card’s financing offers break down, through March 31, 2022: 6 month financing on orders over $199. How to know if you'll qualify for a credit card. Low debt relative to income. The best instant approval business credit card you can get is Capital One Spark 2% Cash Plus * because it offers an initial bonus of $1,200 for spending $30,000 in the first 3 months. Maria Adams, Credit Cards Moderator. @m_adams • 07/01/24. WalletHub is the only website where credit scores and reports update daily Variable, but usually between $4k-$6k monthly. 24hr drive thru near me Marriott's co-branded credit cards are a great way to boost your rewards game. Applicants will also need to be 18+ years old with a U mailing address and an SSN or ITIN to get a Bank of America credit card. In general, the lower a credit card’s minimum credit score is, the higher your approval odds will be. We've seen credit limits as high as $100,000 on the Capital One Venture card, though. To get you started, each credit card featured on Bankrate carries a recommended credit range so that you can roughly estimate your approval odds before applying: Excellent Credit : an 800 to 850. Some requirements include being at least 18 years old, having enough income to make monthly payments and having at least bad credit. Cardholders can also earn 2 - 5% cash back on purchases. You can check your approval odds for a credit card by using a pre-approval tool, or by signing up for a free WalletHub account. Approval odds for the Amex Gold card will also be influenced by your annual income and existing debts. If you get preapproved for a card, there’s a good chance that you’ll be approved when you apply. Although some focus on the nuances of credit scoring formulas, the easiest way to achieve an excellent credit score is to always pay your bills on time and carry very little. It is not hard to get a Walmart Credit Card. Increase your income. Benefits of the Meineke Credit Card. Best for no credit check: OpenSky® Secured Visa® Credit Card; Best for no fees: Petal® 2 "Cash Back, No Fees" Visa® Credit Card; Best for cash back: Capital One QuicksilverOne Cash Rewards. Best for approval with a nice welcome bonus:Blue Cash Preferred® Card from American Express (see rates and fees) Best credit card. Bro credit match was legit 😂 thank you again! You can calculate your credit utilization by dividing how much you currently owe by your credit limit.