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Myfico forums credit card approvals?
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Myfico forums credit card approvals?
) Rebuilding aggressively since Feb of 19 so INQs are through the roof. Received a pre-approval for the first one Skip Navigation myFICO® Forums; Types of Credit; Credit Card Approvals; Approvals; Options. About 5 minutes later, I received an email asking me to submit documentation for verification. Welcome to the forum, and. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. The response was fast, approved for $10K. There's a wide variety of credit. 6. And yes, the SUB on this card is awesome at $750! But for a simple wallet, it's hard to beat the rewards earning with Preferred Rewards card combos. KEEPER EVERYDAY CARDS/ AMEX CHARLES SCHWAB PLATINUM NPSL/ AMEX GOLD NPSL / AMEX GREEN NPSL/ AMEX EVERYDAY PREFERRED $30,000 CL/ AMEX BLUE BUSINESS PLUS $5000 SL/ AMEX BLUE CASH EVERYDAY $18,000 / FIDELITY REWARDS VISA $23,500 SL/ NFCU FLAGSHIP $40,000 CL/ NFCU MORE REWARDS $40,000/ WELLS. Just got approved for two Amex cards both credit cards not charge cards. My scores are not great EX 626, EQ 587, TU 601. Also approved for 500. I have 13 inquiries on my Experian file in the last year. Equifax happens to be my strongest credit score by almost 100 points and that's who PenFed uses. Last two months have been so good for me credit-wise as I have strategically obtained a few good cards. BK7 Filed 12/16, Discharged 3/17 *** Current Revolving CL Total $122 6/19 FICO SCORES: Ch 7 BK Filed: Apr 2015 | Completed: Aug 2015. Congratulations on your Approval! Ok so was going through the post on soft pull approvals and pulled the trigger on it. Needless to say, I was pleasantly surprised. I have two BOA cards, and tried for a CLI on both. , March 12, 2024--If you're considering applying for a new credit card, you've likely noticed that you have a lot of options to consider. My last time I did (4+ years ago), I didn't get approved, I suspect it was my email address being blacklisted. I ask for a CLI while having all 3 bureaus locked and frozen and I got an instant CLI approval from 18K to 35K. So I thought I'd take a chance this time. Approved for 3K on. @Legally_Speaking2512 wrote: So I took a chance with the Cabela's Club MasterCard pre-approval link via Capital One, submitted some info, and was pre-approved. I was approved for a Fidelity Rewards Credit Card, but the limit is only $2k. Hello again! I joined DCU a couple days ago and completed my login registration today. My last CLI request was on 6/8 this year, so I checked the app on 12/8, which was right on the 6 months mark, and saw the no HP language. I was reading a lot of DP about this card. I pay in full every month, but want that lower utilization % so I can keep my credit score climbing- currently around 822. 07-26-2023 08:35 AM. For the most current information a. Avoided credit cards after ruining my financial health but got back into the game in 2019 after a 20 year hiatus. KEEPER EVERYDAY CARDS/ AMEX CHARLES SCHWAB PLATINUM NPSL/ AMEX GOLD NPSL / AMEX GREEN NPSL/ AMEX EVERYDAY PREFERRED $30,000 CL/ AMEX BLUE BUSINESS PLUS $5000 SL/ AMEX BLUE CASH EVERYDAY $18,000 / FIDELITY REWARDS VISA $23,500 SL/ NFCU FLAGSHIP $40,000 CL/ NFCU MORE. Today I was looking at venture x card and from what I read, they pull from all 3 bureaus. Wanted a catch all card outside of the AMEX/Chase world that had broad spend categories w/o an AF Will be purchasing furniture next month so I wanted a card that offered 0% APR on purchases for at least 12 months. Andrews FCU SSL $1500 Message 1 of 19. 🙈 No hard pull so far 08-20-2021 07:58 AM. Haven't posted here in a while so wanted to update with some recent approvals. Penfed Credit Union: Joined online and did prequal for platnium rewards5K, Decided to pull the trigger since they were offer 0% for 12 months. 07-17-2021 04:17 PM. The funny thing is there is no spending at all during these three months. Congrats on your cli. I thought that the lack of that request more button meant I was outta luck. I've been on the waiting list at least six months or more. 99/500 BOA randomly approved. Been a member here for a while applied to do a BT99% EQ 784. Anyways I tried with a new one and updated income. Re: SoFi Credit Card Approval Got the 3% for the first year offer plus the $300 Checking account bonus24% Pulled Experian - High - 6541153. I decided to give it another try and got approved for $23. I had a clean sheet in the past 6 months (no HP). I figured my first post would be to share my data-point from an approval I received a few minutes ago with Alliant. I saw the pre-qualify tool, put a temporary thaw on my credit reports and gave it a go for the Gold Card offer of 0% for 15 mos on a BT with a 3% fee. Original post: There is something known as a "shopping cart trick" that can allow you to get store specific credit cards that don't result in a hard pull on your credit report First Community Bank (MO AND AR) Ascent approval. Re: Approved Charles Schwab Platinum Card Congratulations on your Approval 🎉 Message 5 of 11 2 Kudos Reply CreditAggie Community Leader Super Contributor 11-09-2023 04:48 PM Hey all! Just wanted to share a DP on my approval for the Wells Fargo Autograph Visa card. I want to share this in case someone else is going through the same Ally Platinum MC: $4,300 | Amazon Prime Store Card: $6,000 | Apple Card MC: $2,750 | BCU Cash. Instant approval, but I'm disappointed in the limit Do they typically start off - 6140230. Well after recieving another Fidelity Rewards VISA Signature mailer inviting me to apply, I spend the last 2 weeks going over if I should apply or not. I'm about 8 years post chapter 7 and have plenty of baddies from about 1-1/2 to. First time poster, long time lurker. SL was $1600 and I still don't have the love button option yet on the app. No baddies no collections. Look for your up to 3x CLI 3-6 months from now! Another congrats! Citi Strata Premier 6/24 - $10k Marcus/GM Rewards 02/24 - $6k Citi CC 10/23 - $9. KEEPER EVERYDAY CARDS/ AMEX CHARLES SCHWAB PLATINUM NPSL/ AMEX GOLD NPSL / AMEX GREEN NPSL/ AMEX EVERYDAY PREFERRED $30,000 CL/ AMEX BLUE BUSINESS PLUS $5000 SL/ AMEX BLUE CASH EVERYDAY $18,000 / FIDELITY REWARDS VISA $23,500 SL/ NFCU FLAGSHIP $40,000 CL/ NFCU MORE REWARDS $40,000/ WELLS. I attached pics of the offer envelope and the screen shot of the approval. Charged off loans, cards and two repos from 2016-2019. I then asked if i got approved for the dillards amex or the regular dillards. I had received a few pre-approval offers in the mail throughout the summer and held onto the latest one that offered a $150 bonus. I've had my eyes on this card for a min. Credit score: 758 according to Experien where BOA pulled. 6 months ago before i knew i would be able to get some awesome personal and business cards i tried applying for the apple card. Stats before app were 1/6, 2/12, 3/24. 11/1/22 $8000 CLI (new limit $16,000) asked for $25K. AssentCard - $400 after 10 days they offered me a first progress card since they are serviced by same company First Progress - $500 after offer i applied for this card. Lol. 8k); Amex Delta ($2k). Is this too good to be true? Ch 7 discharged July 2021. Apple approval but denied. This is my third CLI for this card. Some department stores that offer instant credit card approval as of 2015 include Wal-Mart, Bloomingdale’s, Macy’s, JL. BCE CLI = full monty. I have not had an installment (auto) loan or. I applied for the Future (low rate) card and was approved for $4,500. I included an old Providian card in Ch. Learn about credit card types and how to compare pre-approved card offers You can apply for a Sears credit card at the retailer's website. 5k/Cabelas $10K/ and many many more! Total CL $398600, plus car and RV loan. world 50 inc I had this card in mind when i first started my rebuild 2 years ago. I reload amazon with $2 every 6 months with my sock drawered cards just to keep them alive, but again an AF card is usually safe. My first US Bank card had a $500 limit, although I reconned it to $10,000. FICOs: 780 Experian, 794 TU, 813 Equifax ; clean payment history New Credit Card Accounts: 1/3, 2/6, 4/12, a lot/24. These days, credit card rewards programs are prolific. 8k); Amex Delta ($2k). I also have the Bread amex card by comenity bank with 7850 which I got back in November of last year, could give some data points income how much you are spending and was it hard or soft pull Message 4 of 14 Both approvals were TU pulls. I've been on the waiting list at least six months or more. Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation. Fortunately, BJs offers a user-friend. com in Jan 2023 - card approved with 1k CL. Hello all, I took a chance and applied for the Venmo Credit Card. Apparently based on location I hear. Many banks offer credit cards with great benefits for travelers. 5%, its not their best interest rate, but it beats out the rate on my next lowest card by 3 or 4%. Have tried a few times before to get a citi branded gas card. I asked for $20k on PLOC at 8% - approved! $10k on CC - they approved for $12,500 for 14%! I mentioned that I had initially only requested a CLI which isn't how it came over, he's requesting it & I should hear back tomorrow. After I read the terms and fees, it said that my min. Going forward after that everyone had to re-apply to get the Visa version PayPal Credit approval. I just closed my account of 5 years. Increased Offer! Hilton No Annual Fee 70K +. pre drawn canvases ) Rebuilding aggressively since Feb of 19 so INQs are through the roof. I have been gardening for 2 years and every preapproval tool says to go F my self including navy. I applied online logged into my existing Chase account. Congrats on your great approval. Approved for $10k CL! Browse credit cards from a variety of issuers to see if there's a better card for you 09-23-202311:15 AM. Got partially approved for an additional $1600, essentially doubling the limit. At that point I reapplied and got prequallified page for auto (up to 50k), credit card (up to 40k) and personal loan (25k). My second highest card. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. 08/02 - USB Harris Tetter - $2K SL - Manual Approval. See my details below: Cards I currently have: Capital One Quicksilver Rewards - $4,250 (2016) Capital One SavorOne Rewards - $6,000 (2022) Discover It Cashback - $4,500 (2017) Chase Freedom Unlimited- $10,000 (2021) Apple Card - $9,000 (2022) Jared Galleria of Jewelry (Synchrony) - $9,000 (2020) 11-27-2021 04:41 PM. This is your board to chat about the application process, denials. Been eyeing this card for a while and looking on different forums for hours to see viable data points and to see many different data points on us bank rules i found it very YMMV with this card in particular, i had planned to wait until december. Anyways I tried with a new one and updated income. Apple approval but denied. Was recently approved for a HELOC with them, and apparently that comes with a. 95% with 720+ score) existing relationship: car loan 84 months @ 7. I recently applied for the 2% PayPal Cashback Mastercard on Friday. Goodwill Saturation Technique. American Express Green Card, pre-approved. ami bios extractor Instant $35k IHG One Rewards Premier Credit Card Approval. Bean and Saks Fifth Avenue. but approved none the less. by MarkintheHV on 03-23-2024 03:00 AM Latest post on 04-21-2024 02:27 PM by CreditAggie. Discover It secured APPROVED! A few data points for anyone curious. I had received a few pre-approval offers in the mail throughout the summer and held onto the latest one that offered a $150 bonus. United Explorer approval. Might transfer some of my cl from my propel to the autograph card, looks like they only pulled TU , my fico score was 743. Re: American Express Gold. 2nd Discover Card!! My intro 0% APR on BTs are expiring so I needed another BT card. Navy Federal Flagship during Credit Rebuild. Total revolving limits 650200 (530700 reporting) FICO 8: EQ 708 TU 714 EX 715. The total utilization on those were $5045. usually means denied. Re: Chase credit line increase. Not a bad SL, he has has under 2 years AAOA and a 702 EX fico. Before applying, my Experin FICO score 8 was 792 with 5 hard pulls, one of which is in the last 12 months. 7 BKin 2005, that was sold to Wamu. Pretty sure I got the highest interest rate.
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Congrats! To get the statment credits: "The amount of your statement credit will be based on the purchases you made on your AT&T Points Plus account during the billing cycle. DP: No credit card apps since VentureX in November 2021. Re: Declined NFCU CLI Then took a chance and BOOM! Congrats on the approval! The same happened to me. 09/10 - NFCU More Rewards - $20K SL - Instant. Waited the weekend and called on Monday and received another approval for $1,200. Hello, I have been discharged from bankruptcy for about a month. myFICO is the consumer division of FICO. This afternoon I received an email from them: Thank you for your credit card application with First Tech. 09/02 - WF Active Cash - $6k SL - Instant Approval. Applied for Delta Gold Business first got instant approval with 5k SL. Just pulled all 3 reports I see they pulled Equifax only So I wonder if that's the reason I got approved because of my Equifax it never showed my bankruptcy 5 Kudos Re: Comenity Card CLI-Broke 150K! My total CL just surpassed 150K with a CLI from Comenity card! From 5K to 6,200 after requesting 8K. Re: Chase approvals with low fico datapoints. Wells Fargo Autograph Approval Back story - I applied for this card when it first came out - declined. ambit energy login -Experian Fico 8: 827 / Experian Fico 9: 817 (which is what I think Wells Fargo may have used) -Inquires on Experian before applying: 1 from Wells Fargo on 8/2/23 for me. 6k! My biggest Citi approval, ever. Last night I called the robolady and requested $10k. Exactly 30 days after the date on the BofA letter, I was approved: $2K SL, and a 21. I am so happy, I have had the Chase Freedom Rise for 5 months and my credit history is a little over 6 months total. I had received a few pre-approval offers in the mail throughout the summer and held onto the latest one that offered a $150 bonus. I went ahead and pulled the trigger for the Citi Premier. I have had no HP inquiries in several years, with only two credit cards that have a combined CL of $2500 (don't laugh). But recently I've been using PayPal more and more (went through the $1,500 caps in both my Freedom and Freedom Flex this quarter). Holy smokes! That's one heck of a SL! Well done on an impressive approval! FICO 8 Sep '23 EX 755 EQ 765 TU 739 Message 2 of 30 CreditAggie. And Amex has never complained. 775 TU8 before I applied with an inquiry from September on there. 00 Upgrade Card - NPSL One Main Financial - 600. - inquiries: 2 EX this past few weeks. I have been an Alliant member for almost 1 year, with a primary checking/savings account/paid $5,600 secure loan. Congrats on the CLI! Got it six or so months ago with a $300 limit. It gets regular use. I guess it worked because I received the docu-sign a couple of days later and it was. metro 911 live calls I started my credit rebuild in May 2017! (550fico), it's been improving slowly I'm now in the 620-650 range, i was just approved for the nfcu flagship visa with 15k sl! My previous high limit was a cap one cc at $2700! Re: Chase Sapphire Preferred CLI. Congratulations on your First Tech approval! Current Cards (in order of approval): Current FICO 8 | 9 (June 2024): Credit Age: Inquiries (6/12/24): Banks & CUs: Message 18 of 25 All cards applied for in July of 2020 beginning credit score 453 OpenSky - $300 after 60 days the offered me a second card 2. Fidelity (FIDO) Rewards Visa Signature - $23k SL Approval + GEMS. You're almost at "maxed out" status. Congrats on your approval! My experience with Discovery is that they give CLIs pretty quickly. Finally Off Chase Blacklist!!! My Chapter 13 bankruptcy finally fell off all three credit bureaus this month and my FICO scores are all at, or close to 800, so I decided to try to applying for the Chase Freedom Unlimited card since it has been one of my goal cards for years. I received my very first pre-selected mailed today in the mail from Citi after having burned them in a CO some years ago - 2018 to be exact. No income verificatoni was ever required. FICOs: 780 Experian, 794 TU, 813 Equifax ; clean payment history New Credit Card Accounts: 1/3, 2/6, 4/12, a lot/24. Was extremely interested in this card because I frequent Marriott ( 40 or so nights a yr for work ) and can run expenses ( 2500-5000/ month) through my card for. Application on care credit ask 1) how I was panning to use card & 2) how much It was going to be , Well it was for dental work & I put $22,000. Delta SkyMiles Blue- SL-$1K | CL- $22 I then remembered reading on MyFico forums that you could recon by mail. Hello! Got approved for a Quicksilver for good credit card with capital one! Scores at 612. Re: Chase Freedom Unlimited - Recon - Approved. -Existing relationship with chase, checking & 3 CC. credit scores in low 800s. Chase flagged my application for documents upload. Delta SkyMiles Blue- SL-$1K | CL- $22 (pc'd from SkyMiles Platinum back to Blue) Delta SkyMiles Reserve. Currently rebuilding as of (May 2021) Current Fico Scores 8/9: (May 2024) Credit Age: Inquiries: Message 9 of 26 03-07-2011 08:36 PM. I applied for the Future (low rate) card and was approved for $4,500. My next goal is to get Delta to $5 or 6k. The mailer also mentioned a SUB of $200 for $2K spend. Applied for a credit card over the weekend with BCU and got an email saying it was under review. Instant approval for $4,000!! They pulled Experian which was my worst score - 735. conklin metal -Existing relationship with chase, checking & 3 CC. Apple Card - $5500 / TD Bank - $5000 / Mercury - $5000 / Capital One Savor One- $5000. Today I went to ask for an increase on my Quiksilver on the app and it gave me the option to. In today’s world, customers expect the convenience and security of paying with a credit card In today’s fast-paced digital world, convenience and efficiency are key. Truist opened several local branches near my residence which is good. 🙈 No hard pull so far 08-20-2021 07:58 AM. I was just approved for the PenFed Platinum Visa for $6,500. Depending on the individual and the amount of research d. By clicking "TRY IT", I agree to receive newsletters and promotions from Money and its partners. Current Credit Cards. I very recently acquired the Amex Green Card after learning I was pre-approved for it. Still a ways to go to catch up to you superstars but two years ago Avant - 6744035. Still struggling with about 615 FAKO score and about 635 FICO (provided by Discover) on my Transunion. I'm trying to increase my amount of cards and diversify them, and I believe having and using an Amex will be beneficial for my credit scores.
I'll hold off for higher sub APR: 20. congrats on the CLI, I wonder if your position is reported to EQ's income thing so they already have the income. The funny thing is there is no spending at all during these three months. I knew that PNC was more relationship friendly and thought INQ sensative. Got 12 credit cards in total; Total limits at $47,500. 05-24-2021 08:04 PM. Credit One Bank CLI. Whats up FICO peeps. Approval Notification 11/9 Approved for Amex Gold. SL $300 which is suprising because my QS1 has a 2k limit. bose 269866 01 myFICO® Forums; Types of Credit; Credit Card Approvals; Lowes Credit Card Approval; Options. Tell us about your credit card approvals! Latest Topic - Amazon Store Card Approved SCL $2500. 99% which turned into an approval. We'll show you where to go and how they work! We may be compensated when you click on prod. Credit cards used to just offer flexibility when you needed to pay for something before payday but now they can be used as a reward card offering cash back or air miles every time. FICO Score 8/9 as of 01/17/2022: Current/Open Credit Lines: NFCU Flagship Signature VISA $30,000 | NFCU More Rewards AMEX $25,000 | NFCU Platinum VISA $25,000 | Macy's Star Rewards AMEX $24,000 | Apple Card (Goldman Sachs MC) $5,750 | Wells Fargo Active Cash VISA $13,200 | Discover IT 9,100. Citi retail services (Home Depot, Best Buy, etc), and Citibank (legacy card division), BK policies and approvals are very different. dhambaal amaan dumar Hi, everyone! Just thought I share this small but pretty significant approval with the MyFico Community. but approved none the less. To receive a Lowe’s credit card, applicants must have an up-to-date and clean credit record with few or no recent negative marks on their report, according to Finance Globe Consumers can check the status of a Capital One card application by contacting the toll-free number or by viewing the instant approval status online at CapitalOne A customer c. 4/26/2022 Applied for CLOC (Everyday Checking) - Application Approved for $500. One of their representatives. 15 months intro 0% APR on BTs and purchases74% APR afterwards. free cxx Then at 2 years post bk7 dc i applied for the PCR, approved for 799, ymmv. My second highest card. From browsing the credit card approvals section, seems in every CU approval I come across, being approved takes days and its, somewhat, conditional due to all of the documentation. This is my primary card - it's constantly maxed out but. Latest Post - Re: Approved for Citi Custom Cash after burning th. Credit cards used to just offer flexibility when you needed to pay for something before payday but now they can be used as a reward card offering cash back or air miles every time.
Capital One QS $600 CL 11/2018. This is one of the lowest SLs I've received recently: the majority of my approvals had been for at least $5K in the last 2 years or so. Some department stores that offer instant credit card approval as of 2015 include Wal-Mart, Bloomingdale’s, Macy’s, JL. DCU Credit Card preApproval! Today for the 1st time being with DCU I saw approval for Platinum Visa. Is your credit card giving you the perks you want?. PSECU Approved!! I kept hearing a buzz that PSECU was handing out high limits like candy soo I jumped on the bandwagon! I joined on 4/5 got approved after joining Pennsylvania charity for 10$ and I applied for the Founders Visa and PLOC the same day. Re: Instant Approval Ebay Mastercard! Congrats on your EBay Mastercard approval. KEEPER EVERYDAY CARDS/ AMEX CHARLES SCHWAB PLATINUM NPSL/ AMEX GOLD NPSL / AMEX GREEN NPSL/ AMEX EVERYDAY PREFERRED $30,000 CL/ AMEX BLUE BUSINESS PLUS $5000 SL/ AMEX BLUE CASH EVERYDAY $18,000 / FIDELITY REWARDS VISA $23,500 SL/ NFCU FLAGSHIP $40,000 CL/ NFCU MORE REWARDS $40,000/ WELLS FARGO. Applying for a credit card can be exciting, frustrating, stressful or enjoyable. Apple Card (1/2021) $5500 - Co-owner via Family Share. I decided to give it another try and got approved for $23. Will probably merge to avoid annual fees on QS1! Message 1 of 22 They list my credit report as the reason but then approve me for cards. 11/1/22 $8000 CLI (new limit $16,000) asked for $25K. FTC's website on credit. After about 4-5 months the CreditOne card went to $450. Established Member. 06-25-2021 10:45 AM. Been eyeing this card for a while and looking on different forums for hours to see viable data points and to see many different data points on us bank rules i found it very YMMV with this card in particular, i had planned to wait until december. Saw a lot of people being turned down with 780+ scores. Fortunately, BJs offers a user-friend. monolith brands group I figure I use it some and pay it off each month so I can get CLI action! Let me first say the forum has been a wealth of information! As this is my first post but long-time lurker. Many banks offer credit cards with great benefits for travelers. Funny enough I opened banking relationship with Wamu and they extended a secured card to me in 2007. Your IKEA® Visa® credit card and full account information will be mailed to you within the next 2 weeks. Chase Freedom Unlimited Approved with baddies. Now that card has limit of 450. They did ask how much - Approved with Hard Pull. Chase: 888-609-7805 (Credit Analyst/App recon) Tried this number a few. Discover $52K. Well I log in, do the setup, and behold! At the bottom of my screen, I see the fabled gold Accept Offer button on their Platinum credit card! At a respectable 5k limit at 11. Re: Credit One Bank and CLI. @DannyNoonan wrote: Hi all, I've been lurking for a while but wanted to share an Amex BCP and data points. I think the potential value of the Venture X is worth giving it a try. Re: Instant Approval Ebay Mastercard! Congrats on your EBay Mastercard approval. Congratulations on your Citi Simplicity approval! Once your 0% APR period is over, you might be able to product change it to a $14,600 Costco Visa if it would benefit you in the long term. Fortunately, BJs offers a user-friend. Currently lol/24, they requested my Social Security card and driver's license shortly after I applied. how old is bret baier I'll be curious to see the letter when it comes. This had always bothered me because that was the one. 10-13-2021 08:57 AM. Please print a copy for your records or write this information down. By clicking "TRY IT", I agree to receive newsletters and promotions from Money and its partners. Decided to apply for two of my goal cards on 7/27, the AMEX Platinum and the. MyFICO. Many banks offer credit cards with great benefits for travelers. congrats on the approval. 29% total Util (working it down. I applied for their Platinum Rewards and recived a pending message. Congratulations on a very nice credit increase. Re: Amex Delta Gold approval! My Experian bumped to 631 this morning after paying another chunk to my last CO. Ally Platinum MC $95K, Venmo Visa $7. Couldn't stop myself from applying despite having closed my Venture last year.